If I am Married Do I have to apply for a Joint Application | FAQ - Quick Consolidation Loans

If I Am Married, Do I Have To Apply For A Joint Application?

If you do not feel like it is the right thing for you, then you do not have to submit a joint application. It is up to you to decide to include your spouse in the process or not.

However, applying for a loan with your spouse could increase the amount you will be able to borrow if you both have reasonable credit scores. Credit providers will assess a joint application using both your incomes.

However, the chances of your loan application could be negatively affected if one of you has a bad credit history.

You can apply for a loan in your own name without involving your partner.

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