Will Quick Consolidation Loans Do A Credit Check?
Yes, we do credit checks; to ensure that you are able to afford the loan and so that you do not become over-indebted.
Will I Get A Quick Response?
Yes, upon receipt of your details, we will contact you within 24 hours to start the application process.
How Long Do I Have To Pay Back The Loan?
It all depends on the amount you qualify for but generally repayment period is between 12 and 72 months.
Can I Get A Loan If I Have Been Blacklisted In The Past?
You can get a loan if you have been blacklisted in the past, however, most credit providers will not want to give you more credit if you were blacklisted.
What Is An Unsecured Loan?
An unsecured loan is when you do not need to put up your property or vehicle up as collateral when you take out a loan. You can obtain an unsecured loan without the use of property or vehicle as collateral for the loan.
Can I Apply For A Blacklisted Loan Myself?
Yes, you can apply for a loan designed for people who are blacklisted from financial institutions.
If I Am Married, Do I Have To Apply For A Joint Application?
No, you do not have to. If you do not feel like it is the right thing for you, then you do not have to submit a joint application.
Do I Need To Apply In Person?
Not at all, you can email or fax us the necessary documents to apply for a consolidation loan with us.
Who Can Apply For Bad Debt/Consolidation Loans?
Anyone can apply as we have a broad list of qualifying criteria, as we aim to help you get out of debt.
What Does It Mean To Consolidate A Loan?
To consolidate a loan is an action that can help your financial situation, getting you out of a possible disastrous situation.
How Can A Loan Like This Help Homeowners?
Quick Consolidation Loans can serve a multitude of purposes, helping those in a variety of situations, so how can a loan like this help homeowners?
What Does The QCL Consultant Do?
When looking for a loan, it is best to understand the ins and outs of the process. A large part of you interaction will be with a competent and professional Quick Consolidation Loans consultant – but what does the QCL consultant do?
Are These Loans Only Online?
Consolation loans are a great option for bringing all debt into one payment amount. However, are these loans only online?
What Loans Can Be Consolidated?
When consolidating a loan, you must be sure that all your loan types fall into the allowance for consolidation.
Are Consolidation Loans Secured?
A consolidation loan is financing for people that have multiple debts, while lending products available to consumers fall under two main categories: secured and unsecured debt. So is a consolidation loan secured or unsecured?
How Does a Consolidation Loan Affect Credit?
Various forms of debt consolidation exist, however the concept includes rolling all of your debt from various credit providers into one single debt payment. If handled correctly, debt consolidation can bring financial freedom by relieving the weight of overwhelming debt, but debt consolidation can also affect your credit score.
Which Is Best? Consolidation Loan Versus Line Of Credit?
A personal line of credit functions much like a credit card, usually a bank and a customer that establishes a maximum loan balance that the lender permits the borrower to access or maintain.
Why Are Consolidation Loans Frowned Upon?
One of the main reasons why consolidation loans are frowned upon is that you may find yourself getting into debt for a longer period than needed, so it is important to weigh up all the alternatives you could take to reduce your debts or help pay off your existing ones.
Where To Get Consolidation Loans?
Debt consolidation allows you to consolidate or combine a number of individual debts into a single debt. Instead of having lots of little debts, such as credit cards, store cards, short-term loans and overdrafts, debt consolidation wraps all of those smaller debts into one bigger loan.
Can a Consolidation Loan be Reckless Credit?
Nowadays it is easier to get into debt, given that there are so many things to spend on while income is always limited. With a consolidation loan you are able to take all the different loans or credit you as the consumer have incurred over the years and lump them all together into one single payment.
Why is Debt Consolidation Good?
Being in debt is not fun at all. Most people are either blacklisted or have bad credit before they realize that they can do something about it. You need all the information in order to make the best decision, so that you can turn your finances around as quickly and painlessly as possible.
Who offers debt consolidation loans?
With debt situation in South Africa reaching a dire point, it is time to find a responsible debt solution. With institutions and financial provider available, who offers consolidation loans?
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