Why don't you call me?
No, we don’t do credit checks, but please be aware that a panel of lenders may perform a credit check on you whenever you submit an application for a financial product like a loan.
Upon receipt of your details, we will contact you within 24 hours to start the application process.
Depending on the amount that you qualify for and also what you can afford to repay, personal loans normally have a repayment period of between 12 and 72 months as is standard.
When you do not pay for a loan you took out or any other type of financial product you owe on, it will naturally go into default. This means that your name will be listed with the credit bureau, who will inform other financial service providers that you do not pay back your loans on time, as per the contract that you signed. This listing can prevent you from obtaining further loans or any other type of finance. If this applies to you, please contact us today to discuss your situation and find a solution.
You do not need to own any assets, such as a home to apply for an unsecured loan. We use different methods to grant loans to our clients.
Yes, you can apply for a loan designed for people who are blacklisted from most financial lenders. But it is not advisable to apply through a bank, for example, as it is highly unlikely they will grant a loan to you if you are a high risk individual, who has been blacklisted and has a bad credit record.
No, you don’t have to submit a joint application, if you do not feel it is the right thing for you. You decide if you want to include your spouse in the process or not - that’s your choice.
No, it is not necessary as you can send us your documentation via fax/email. So, there is no need for you to run around, we have made the process as easy and stress free as possible. We will go through the application process with you and help you fill in all the forms. For those individuals, who are under financial pressure and in a debt spiral, stepping into a big, busy office to discuss their personal financial situation can be an uncomfortable experience. Our online consolidation loan application process is so much simpler and faster than doing it in person.
We have a broad list of qualifying criteria because our main aim is to help you get out of debt, no matter the circumstances. The best thing to do is to deal with your situation today and to take immediate action. So, please contact us via email or give one of our trained consultants a call now.
We will be able to offer you advice on the suitability of debt consolidation to your specific financial situation, as there are instances where it would prove unsuitable. Our consultants will be able to help you with regards to secured and unsecured debt consolidation, as well as provide you with advice as to which would be the most favourable option for your outstanding debts.
Operating on a national basis, we can also provide you with debt counselling or a debt review in South Africa. As mentioned, debt consolidation could save you on monthly payments and interest rates, which has made it an attractive option for many debtors.
To find out if debt consolidation is an option for you, contact Quick Consolidation Loans today!