Paying back the loan all depends on the amount that you qualify for and also what you can afford to repay. Personal Loans normally have a repayment period of between 12 and 72 months as it is standard and it also depends on the interest rate.
Once we have done a credit check, affordability assessment and you qualify, we will determine how much money you can afford to pay back the loan, this will then add to how long you will be able to pay it back.
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We will be able to offer advice on the suitability of debt consolidation to your specific financial situation, as there are instances where it would prove unsuitable. Our consultants will be able to help you with regards to secured and unsecured debt consolidation, and advice as to which would be most favorable to your outstanding debts. Operating on a national basis, we can also provide you with debt counseling or a debt review in South Africa. As mentioned, debt consolidation could save you on monthly payments and interest rates, which has made it a viable option for many. To find out if debt consolidation in South Africa is an option for you, contact Quick Consolidation Loans today.